Financial planning is dynamic and ongoing.

Your financial goals will change over the years with changes in your career, business or stage of life. Changing jobs, selling a business, planning for retirement, preparing an estate for yourself or a family member are all reasons to create or revise your financial plan to stay on track to meet your long-term goals.

Good goals are clear, achievable, measurable and have a time limit. You can set short, medium and long-term goals. It is very important that we follow progress together and keep on track despite the obstacles that may arise.

Financial planning can help you over the next hurdle and with ongoing support you’ll see long-term results.

The Financial Care Providers Planning Process includes:

It starts with a simple phone conversation. This gives us the opportunity to learn more about you, what you are looking to gain from an advisory relationship, and to discuss the possibility of working together.

The Get Acquainted Meeting allows us to get to know each other better and to discuss in detail your goals and objectives. We educate you on our planning and investment philosophies so you can understand our process and the scope of our work together. We will uncover strengths, opportunities and weaknesses in our discussion. Based on these determinations, we will provide you with a fee structure for the relationship. If we decide to work together, we then establish an Engagement Agreement and move forward accordingly.

Once an Engagement Agreement is established, we begin the Discovery Consultation to help you uncover, prioritize and realize your most important life goals. We will explore the opportunities, costs, benefits and tradeoffs of the choices that your financial life imparts. This is a thorough fact-finding session designed to review your life transition goals, income and expenses (cash flow), assets and liabilities, savings goals, insurance, and estate planning documents.

At this step, we deliver the Financial Plan which includes: (where appropriate) your financial goals, balance sheet, detailed cash flow schedule, federal/state tax estimates, insurance summary, needs analysis in the event of disability, estate plan analysis, survivor need analysis, education funding analysis and planning recommendations.

We examine the potential to reach your goals, based on your existing pool of resources. We then determine which actions will more closely align you with your objectives and create a timeline to implement.

After evaluating and fine-tuning the plan, we begin putting your plan to work for you. We review the approved action plan and move forward with your strategy.

Once your financial plan and investment strategy is developed and implementation begins, we don’t just invest your money and put it on ‘auto-pilot’

Our process begins with a conversation: listening first to understand you, and only then will we start to tackle your financial situation.


Click here to start a conversation about your needs and situation.